Does Medicare Part B Cover Outpatient Mental Health Sessions?

Yes, Medicare Part B now covers outpatient mental health sessions through the Medicare IOP (Intensive Outpatient Program) expansion, which became effective on January 1, 2024.

Under this policy, Medicare Part B covers structured outpatient services that were previously not standard benefits. These covered services include:

  • Individual therapy
  • Group therapy
  • Medication management

To access these benefits, the services must be deemed medically necessary, and patients are typically responsible for the Part B deductible and a 20% coinsurance. Programs often consist of sessions lasting approximately 3 hours a day, 3–5 days per week.

Before beginning treatment, it is recommended that you confirm your eligibility at Medicare.gov and ensure your provider is Medicare-certified and accepts assignment to minimize out-of-pocket costs.


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