What is the Average Copay for Outpatient Addiction Therapy?

The average copay for outpatient addiction therapy depends on your specific insurance provider and plan. If you are using in-network insurance, you can typically expect the following copay ranges per session or day:

  • Blue Cross Blue Shield (Highmark) and Horizon BCBS: $30–$60 copay.
  • UnitedHealthcare: $25–$50 copay.
  • Cigna: $40–$75 copay.
  • TRICARE: $0 copay for active duty members; other plans vary.

For programs like our Intensive Outpatient Program (IOP) or Partial Hospitalization Program (PHP), these daily copays or coinsurance rates (often around 20% after meeting your deductible) apply until you reach your annual out-of-pocket maximum.

We provide free, no-obligation insurance verification to help you understand your specific costs. Please keep in mind that results may vary, and this information is not a substitute for professional medical advice. Services and outcomes are provided ‑as is‑ and not guaranteed. You are not alone and this is not the end of your story; we are here to help you navigate these costs so you can focus on healing.


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